From Friendship to Love: The Key to a Successful Business Partnership

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Ronelito and Jovelyn Talorete from Negros Oriental embody perseverance and hard work. Starting as friends introduced through a mutual connection, the couple has risen from humble beginnings to establish a thriving sand and gravel business.

The Taloretes worked relentlessly for years, taking on various jobs to make ends meet. Despite numerous challenges, they remained committed to their dream. From being a housekeeper, food vendor, and habal-habal (motorcycle taxi) driver, they eventually built their own sand and gravel business. Their entrepreneurial spirit and unwavering determination inspired them to seek financial support to turn their vision into reality.

“We were struggling to make ends meet. No one wants to lend us money,” shared Ronelito. A microfinance institution provided them with the financial assistance they needed to start their business after they noticed its potential.

The couple secured a small loan with CARD, Inc. (A Microfinance NGO) to purchase the materials necessary to start their business. With their commitment and hard work, their business has grown from a small operation to employing several workers, allowing them to provide for their family and even help their relatives and siblings with their education.

“CARD, Inc. has been instrumental in our success,” said Jovelyn. “They have bridged us with financial resources, especially for our needs in building a successful business.” Ronelito and Jovelyn’s story, emphasizing the importance of perseverance and financial planning, can inspire aspiring entrepreneurs everywhere.

Said Mrs. Jovelyn in her advice to business starters, “Exert effort even if you’re starting from a small capital; as long as it continues and manages well, the business will be successful.” Ronelito added, “What you started, keep it going.”

The Talorete success story is a testament to the power of hard work, access to financial resources, and the unwavering support of organizations like CARD, Inc., which remains committed to

empowering socially and economically challenged women and families through continuous access to financial microinsurance, education and livelihood, health, and other capacity-building services.

“With the right support, dreams can become reality.” Ronelito Concluded.


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